Protecting your future securing your peace of mind.
Helping individuals and families with safe retirement planning, life insurance, and Medicare solutions — so you can grow your wealth with confidence.
At SQ Financial, we specialize in helping you secure your financial future through proven, reliable strategies that protect your assets and grow your wealth. From Life Insurance to safe retirement planning and Medicare guidance, our solutions are designed to provide you with confidence and peace of mind about your future.
With over 20 years of experience, Suzanne Quaranta works with clients of all ages to build smart, market-protected financial strategies that align with your goals — today and tomorrow.
About SQ Financial:
We believe your financial future should be built on a foundation of protection, education, and trust.
Led by Suzanne Quaranta, a licensed insurance agent with over 20 years of experience, we specialize in helping individuals and families achieve their financial goals through Indexed Universal Life (IUL) insurance and Fixed Index Annuities (FIA), offering clients a smarter, safer path to financial growth.
Whether you’re starting your career, perparing for retirement, or navigating Medicare, we’re here to simplify the process and ensure you’re protected every step of the way.
Our mission is simple: To help you protect what matters most while growing your financial security through smart, safe strategies that work — even when the market doesn’t.
What sets us apart:
Personalized, educational approach
Proven, market-protected strategies
Transparent, honest guidance
20 + years of trusted experience
Our Services
Life Insurance Solutions
Secure your family’s future with tailored life insurance solutions that protect, grow, and provide peace of mind. Whether it’s Term, Whole Life, an IUL or Final Expense.
Safe Retirement Planning
Grow your wealth without market risk through Indexed Universal Life (IUL) and Fixed Index Annuities (FIA). Participate in market gains, protect against losses.
Facts about an IUL
You don’t have to wait to be 59 1/2 years old to use your money.
You never pay tax on your gains.
There is no percentage of income limit on how much you can contribute.
When you borrow from your IUL your money actually never leaves your account. It remains in your account compounding interest while you use the money somewhere else. The collateral is the death benefit. The interest you pay on the loan comes back to your accout as you pay the interest to yourself. You now become your own bank! You can do this over and over calling it infinite banking. Banks borrow from the Fed and loan it to you at a higher rate and make the spread. Now, you get to handle your money via an IUL just like the banks do. Plus all this is TAX FREE!
An IULis a perfect way to setup a college fund . If they decide not to go to college there are ZERO restrictions on what the money is used for. It can be used for first car, college, a wedding, or a down payment on their first home. It can be done with no penalties and they actually use every dime of it…TAX FREE
Medicare Guidance
Navigate your Medicare options with clarity and confidence. We help you make informed decisions to ensure you have the coverage that fits your healthcare and financial needs.
Annuities (FIA)
Are you concerned with market volatility? You can have your savings/401k earnings protected in an instrument that ONLY participates in market upswings and NOT the downswings, and provide lifetime income that you won't outlive.
Annuities can be a part of your retirement strategy and also an option if your health prevents you from getting an IUL.